Fallgatter Rhodes

Commercial Insurance Services

The following is a partial listing of the types of commercial insurance policies that we offer:

  • Auto – Provides coverage for claims made against you for bodily injury and property damage to others caused by the negligence of you or one of your employees. Protection for the physical damage or theft of your vehicle may also be included.
  • Bonds – Unfortunately in our society we occasionally will have an employee who is dishonest or they fail to perform a task that the company has agreed to do. We can help companies have peace of mind with our surety bonds that in effect guarantee payment or reimbursement for financial loss in these circumstances.
  • Computers and Accessories – This coverage provides protection for your business in case of equipment breakdown, loss of data, theft and other damages.
  • Copyright and Patent Infringement – Protect your patent, trademark or copyright with the appropriate coverage to strengthen your case if your business faces infringement litigation.
  • Directors and Officers Liability Coverage – This coverage protects your directors and officers against lawsuits that name them as responsible for the claim.
  • Employment Practices Liability – Protects your company against claims resulting from employees who violate the law such as sexual harassment, discrimination and other termination issues. Good policy development and training can also help reduce risk. Ask us how we can help.
  • Flood Damage – It is important to protect your business documents and equipment against damage caused by floods. Your business location and other information should be taken into consideration for the type of coverage needed.
  • General Liability – Provides coverage protecting the assets of the company from bodily injury and property damage claims arising from your business.
  • Intellectual Property Coverage – Protection against theft of technology, research, information, branding and corporate images.
  • Machinery and Equipment – The unforeseen breakdown of vital equipment can cause a business financial hardship with delivery commitments. Protection against this loss is another important consideration for many businesses.
  • Professional Liability or Errors and Omissions – Mistakes unfortunately happen and can result in expensive claims financial loss by clients due to your omission or error. Coverage against this type of loss will be vital for any business providing professional services.
  • Umbrella Coverage – This policy provides extra protection, or additional limits of coverage after a policy's primary or underlying limits have been exhausted.
  • Workers Compensation – This mandated coverage protects your business against liabilities when employees are injured on the job. It is surprising to many business owners that we can save them considerable money on this historically expensive coverage.