Fallgatter Rhodes
Commercial Insurance Services
The following is a partial listing of the types of commercial insurance
policies that we offer:
- Auto – Provides coverage
for claims made against you for bodily injury and property damage
to others caused by the negligence of you or one of your employees.
Protection for the physical damage or theft of your vehicle may also
be included.
- Bonds – Unfortunately
in our society we occasionally will have an employee who is dishonest
or they fail to perform a task that the company has agreed to do.
We can help companies have peace of mind with our surety bonds that
in effect guarantee payment or reimbursement for financial loss in
these circumstances.
- Computers and Accessories –
This coverage provides protection for your business in case of equipment
breakdown, loss of data, theft and other damages.
- Copyright and Patent Infringement
– Protect your patent, trademark or copyright with
the appropriate coverage to strengthen your case if your business
faces infringement litigation.
- Directors and Officers Liability
Coverage – This coverage protects your directors and
officers against lawsuits that name them as responsible for the claim.
- Employment Practices Liability
– Protects your company against claims resulting from employees
who violate the law such as sexual harassment, discrimination and
other termination issues. Good policy development and training can
also help reduce risk. Ask us how we can help.
- Flood Damage – It is
important to protect your business documents and equipment against
damage caused by floods. Your business location and other information
should be taken into consideration for the type of coverage needed.
- General Liability –
Provides coverage protecting the assets of the company from bodily
injury and property damage claims arising from your business.
- Intellectual Property Coverage
– Protection against theft of technology, research, information,
branding and corporate images.
- Machinery and Equipment
– The unforeseen breakdown of vital equipment can cause a business
financial hardship with delivery commitments. Protection against this
loss is another important consideration for many businesses.
- Professional Liability or Errors
and Omissions – Mistakes unfortunately happen and can
result in expensive claims financial loss by clients due to your omission
or error. Coverage against this type of loss will be vital for any
business providing professional services.
- Umbrella Coverage –
This policy provides extra protection, or additional limits of coverage
after a policy's primary or underlying limits have been exhausted.
- Workers Compensation –
This mandated coverage protects your business against liabilities
when employees are injured on the job. It is surprising to many business
owners that we can save them considerable money on this historically
expensive coverage.